Investing in the market offers several benefits. You’re able to earn a much higher return than if you simply received interest on a savings account. It also keeps you more attuned to financial markets, economics, and business trends, because as Warren Buffett would put it, you have a bit of “skin the game”. However, it carries some obvious drawbacks as well. Two of the main ones are these: you can’t use your money if it’s sitting in the market, and you expose your money to the risk of huge stock price movements, as well as larger market crashes.
At International Stock Loans, we remove these drawbacks. We make sure you keep your stocks and have cash today, so that you stay liquid and enjoy the winning side of equity investment, without the looming fear of horror stories that the market inevitably goes through.
A security-backed loan offers a number of advantages that traditional borrowing doesn’t have:
Due to the fact that sufficient collateral is put up, and both parties are aware of the risk to the value of the underlying asset, you don’t need to jump through the same hoops to establish credit-worthiness. That means no credit or background checks, and no lengthy bureaucratic process. We can get you from consultation to cash in less than a week.
The value of securities can fluctuate much more than other assets, and therefore, your collateral may not be worth repaying the loan. This can happen with more stable assets, such as a home, but borrowers have few options for protecting themselves from a debt that is greater than their asset. With stock loans, you can walk away at any time at keep the cash, making it a great hedge against the infamous stock volatility that can wipe out fortunes in a matter of days.
Stock loans include quarterly payments and competitive interest rates, around 6% annually. Even individuals and businesses with excellent credit will struggle to beat that rate, and you’re naturally entitled to any dividends and appreciation of your pledged securities: they’re yours after all!
Let’s get in touch today, and discuss how a security-backed loan can be the right solution to reduce your portfolio risk and meet your liquidity needs!